What Is the PMEGP Loan Scheme?

The PMEGP is a government-backed initiative designed to empower new and aspiring entrepreneurs with accessible, subsidized loans. Key highlights:

• Loans up to ₹50 lakh for manufacturing and ₹20 lakh for services
• Hefty subsidy: Up to 35% for eligible applicants (including special rates for women, SC/ST, and rural founders)
• No collateral needed up to ₹10 lakh
• Flexible repayment: Up to 7 years, with interest rates generally between 11% and 12%

In short, the PMEGP scheme is your launchpad—providing the capital needed to set up, expand, or scale your business.

Who’s Eligible?

The scheme is open to:

• Individuals 18+ years old
• Self-help groups, co-ops, registered societies, trusts
• Startups and businesses in manufacturing or services (except for certain excluded sectors)
• Minimum education: 8th standard for projects over ₹10 lakh (manufacturing) or ₹5 lakh (services)

If you’re dreaming big and ready to formalize or grow your venture, PMEGP could be your ticket.

StartupFlora’s Add-On Advantage: Why Our Clients Succeed

We believe funding is not a one-off event—it’s part of a strategic growth journey. That’s why PMEGP is offered as a custom add-on in our suite of startup services. Here’s what sets us apart:

1. Holistic Guidance

We don’t just help with paperwork. We advise on your project plan, guide you on required training (EDP), and prep you for every step, from bank interviews to subsidy disbursal.

2. Document & Application Support

No need to decode complicated forms—our experts prepare project reports, fill all forms, and ensure every bank/KVIC requirement is met.

3. Handholding Until Funds Arrive

From submission to sanction to the final release of funds, our team is with you, ensuring you’re always a step ahead.

4. Real Growth, Real Stories

Our clients have used PMEGP funding to:

• Buy new machinery and tech
• Expand manufacturing capacity
• Hire teams and unlock new markets

For example, after launching her eco-friendly packaging brand with StartupFlora’s help, Sakshi secured a PMEGP loan as an add-on. Within 90 days, she was able to ramp up operations and land her first bulk order—without giving up equity or taking on costly private debt.

Why Choose PMEGP as Your Funding Add-On?

How StartupFlora Makes It Easy

1. Eligibility Check: Quick call to confirm your fit.
2. Plan & Report Creation: Professional, bank-ready documentation.
3. Training Guidance: Help with EDP requirements.
4. Application Submission: Fast-tracked through partner banks and KVIC.
5. Follow-Up: Regular updates until disbursement.

Ready for Your PMEGP Success Story?

The PMEGP loan isn’t just another funding scheme—it’s a strategic add-on that can fuel your next stage of growth, risk-free and on your terms. If you’re ready to take your startup further, let’s connect.

StartupFlora is your partner for every step—register, build, grow, and now, get funded.