 StartupFlora
StartupFlora
The PM Vishwakarma Scheme is a Central Sector initiative launched by the Ministry of Micro, Small and Medium Enterprises (MoMSME) to empower artisans and craftspeople across India.
It offers skill training, access to collateral-free credit, modern toolkits, and market linkages all designed to uplift traditional trades and connect them to modern business opportunities.
The PM Vishwakarma scheme recognizes artisans and craftspeople as ‘Vishwakarmas’, giving them a digital identity and access to all benefits under the program.
The PM Vishwakarma scheme is tailor-made for:
This scheme opens new doors for micro entrepreneurs and rural craftsmen, linking India’s oldest skills to today’s market-driven economy.
The PM Vishwakarma scheme stands out for its complete business support system for artisans from skills to sales.
The PM Vishwakarma scheme is implemented across all states and Union Territories in India.
It ensures last-mile reach through Common Service Centres (CSCs) and Village Level Entrepreneurs (VLEs), bringing the registration process to every local community.
The Government of India has allocated a multi-year budget for this initiative.
It is expected to reach millions of artisans, ensuring financial support, digital inclusion, and access to modern business ecosystems under the MSME umbrella.
According to official data:
This massive participation shows how the PM Vishwakarma Government scheme is reshaping India’s informal and micro enterprise sector.
The process to apply for Vishwakarma scheme is easy and online.
Documents Required for PM Vishwakarma Scheme:
If you don’t have a bank account, CSCs will help open one for you.
At StartupFlora, we simplify complex government schemes like the PM Vishwakarma scheme so entrepreneurs, artisans, and MSMEs can easily access funding, training, and digital tools that power business growth.
Whether you’re a local craftsman or a small startup founder StartupFlora helps you understand and apply for business schemes the smart way.
If you’re exploring more government initiatives for business growth, here are a few worth checking:
Each of these complements the PM Vishwakarma scheme, helping you access funding, training, and business recognition.
The PM Vishwakarma scheme is more than just financial aid it’s a recognition of India’s traditional workforce as a vital part of the modern economy.
If you’re an artisan, craftsperson, or a small business looking to grow now is the best time to apply for Vishwakarma scheme and unlock new opportunities.
To get a loan under the PM Vishwakarma Scheme, you must first register online through the official PM Vishwakarma Portal.
Once your application is verified by the local authorities, you can receive a collateral-free enterprise development loan.
To apply for a PM loan online under the PM Vishwakarma Scheme, follow these steps:
The maximum loan amount available under the PM Vishwakarma Yojana is ₹3,00,000, offered in two stages:
The ₹10,000 loan on Aadhaar card is generally provided under other microfinance schemes such as PM SVANidhi or MUDRA for street vendors and small traders.
If you’re an artisan or craftsperson, you should apply for Vishwakarma scheme — it offers higher loan limits, free training, and toolkit grants, all with simple Aadhaar-based registration through CSCs.