

An e-PAN is a digitally signed PDF of your PAN card, and it's valid everywhere a physical PAN card is accepted. You can download it online in minutes from one of three official sources:
Companies, LLPs, partnership firms and trusts can download their e-PAN too, but not through the Aadhaar-based Instant e-PAN service. They use Protean or UTIITSL with the PAN and date of incorporation. This guide covers both routes, the PDF password, fees and what PAN 2.0 changes.
| Your situation | Use | Details needed | Fee |
| Individual, PAN linked to Aadhaar, got Instant e-PAN | Income Tax e-Filing portal | Aadhaar + OTP | Free |
| Individual, PAN issued by Protean (NSDL) | Protean e-PAN portal | PAN, Aadhaar, date of birth | Free within 30 days of allotment/update; then ₹8.26 |
| Individual, PAN issued by UTIITSL | UTIITSL e-PAN portal | PAN, date of birth | Free within 30 days; then ₹8.26 |
| Company / LLP / firm / trust | Protean or UTIITSL (whichever issued the PAN) | PAN, date of incorporation, GSTIN where asked | Free within 30 days; then ₹8.26 |
How to know who issued your PAN: check the back of your physical card or your PAN acknowledgement. Recent PAN cards issued by Protean mention it on the card. If you're unsure, try Protean first; it tells you if the PAN isn't in its records.
Find out whether Protean or UTIITSL issued the business PAN. Check the PAN acknowledgement, the allotment email or the back of the card.
Go to the e-PAN download page of Protean or UTIITSL and choose the option to download e-PAN using PAN, not acknowledgement number, unless you've just applied.
Enter the business PAN, the date of incorporation or formation, and the GSTIN if the form asks for it. Complete the captcha.
An OTP is sent to the email or mobile registered with the PAN. Make sure these are current; otherwise update them first through a PAN change request.
Download is free within 30 days of allotment or update. After that, pay ₹8.26 online. The e-PAN is then sent to the registered email or made available as a PDF.
Open the PDF using the date of incorporation in DDMMYYYY format. Save it securely, as you'll need it for bank accounts, GST and tenders.
| PAN holder | Password format | Example |
| Individual | Date of birth (DDMMYYYY) | Born 5 March 1990 → 05031990 |
| Company / LLP / firm / trust | Date of incorporation or formation (DDMMYYYY) | Incorporated 12 August 2021 → 12082021 |
| Service | Fee |
| Instant e-PAN download (Income Tax portal) | Free |
| e-PAN via Protean / UTIITSL within 30 days of allotment or update | Free (Protean allows up to 3 free downloads in this window) |
| e-PAN via Protean / UTIITSL after 30 days | ₹8.26 (inclusive of taxes) |
| Reprint of physical PAN card (India address) | Around ₹50 |
Banks, GST officers and clients accept the e-PAN as valid proof, so you don't have to wait for a reprint when the original is lost.
A PDF is easy to attach to tender documents, vendor registrations and loan applications. Keep it password-protected when emailing.
The e-PAN carries a digital signature and QR code, so the recipient can verify that it's genuine.
Lost or damaged physical cards need a reprint that takes days. An e-PAN download takes minutes.
Store it in DigiLocker or your company's document vault so the accounts, legal and banking teams can access it.
Trying Protean for a UTIITSL PAN, or the other way round, shows "no record found". Check the issuing agency first.
The OTP goes to the email or mobile in PAN records. If these belong to a former employee or old CA, update them first.
Companies often try the director's date of birth. The password is the entity's date of incorporation.
Use only incometax.gov.in, Protean's official site or UTIITSL's official site. Ignore sites charging extra for "fast" downloads.
A Bengaluru-based LLP needs its PAN for a new current account, but the physical card is with a former partner. Its accountant opens Protean's e-PAN page and enters the LLP's PAN and date of incorporation, 18 June 2022.
The OTP goes to an old email, so she first submits a PAN change request to update the email. Once updated, she downloads the e-PAN free within the 30-day window and opens it with the password 18062022. The bank accepts it the same day.
Check incometax.gov.in for the current status of the unified PAN 2.0 portal before relying on specific steps.
1. How can I download my PAN card online? Use the Income Tax portal's Instant e-PAN service with Aadhaar, or the e-PAN page of Protean or UTIITSL, depending on which agency issued your PAN.
2. Can a company download its e-PAN? Yes. Companies, LLPs and firms use Protean or UTIITSL with the PAN and date of incorporation. The Aadhaar-based Instant e-PAN service is only for individuals.
3. What is the password for an e-PAN PDF? Date of birth in DDMMYYYY format for individuals, and date of incorporation or formation in DDMMYYYY format for businesses.
4. Is e-PAN download free? It's free on the Income Tax portal and free on Protean or UTIITSL within 30 days of allotment or update. After that, ₹8.26 is charged.
5. Is e-PAN valid as proof? Yes. An e-PAN is digitally signed and is valid wherever a physical PAN card is accepted.
6. How do I know if my PAN was issued by Protean or UTIITSL? Check the back of your card or the acknowledgement. If unsure, try Protean first; it tells you if the PAN isn't in its records.
7. Do I need to apply again for PAN 2.0? No. Existing PAN cards remain valid. You only need a new card if you want a reprint or an update.
8. My registered email is old. How do I get the OTP? Submit a PAN change or correction request to update the email and mobile, then download the e-PAN.
9. Can I download e-PAN using the acknowledgement number? Yes. Protean and UTIITSL let you use the acknowledgement number for recently applied PANs.
10. Can I get a physical PAN card after downloading e-PAN? Yes. You can request a reprint from the issuing agency for a small fee.
Downloading an e-PAN is quick once you use the right portal. Individuals with Aadhaar can use the free Instant e-PAN service. Businesses need Protean or UTIITSL with their date of incorporation. Keep your registered email and mobile current, as that's where the OTP goes.
Need help updating PAN details for your company or LLP? Contact StartupFlora for help with PAN, TAN and other registrations.
StartupFlora is a consulting and advisory firm and is not affiliated with the Income Tax Department, Protean or UTIITSL. Fees and steps may change; check the official portals before applying.