News Flash

Funding Audit: Check Kijiye Aapka Business Funding Ke Liye Ready Hai Ya Nahi

Har business owner ke dimaag mein ek hi sawaal hota hai: mujhe funding milegi ya nahi? Guess mat kijiye. Audit kijiye.

100% Confidential Expert-Led Audit Detailed Audit Report 2-3 Working Days Original Documents Nahi Apply Karne Se Pehle

Simple Audit

Agar aap sirf yeh jaana chahte hain ki aapka business funding ke liye ready hai ya nahi, toh Simple Audit choose karein.

₹599₹1,19950% OFF
Package Mein Shaamil:
  • Aapke business ki basic checking
  • Funding ke liye basic audit
  • Business mein kya kami hai, uski basic information
  • Aapke liye kis type ki funding ho sakti hai
  • Simple audit report
MOST RECOMMENDED

Premium Audit

Agar aap apne business ki poori funding readiness samajhna chahte hain, toh Premium Audit choose karein.

₹6,999₹13,99950% OFF
Everything in Simple PLUS Exclusives:
  • Business ki detailed checking
  • Funding ke liye detailed audit
  • Aapke business ke liye suitable schemes aur funding options
  • Documents ki checking
  • Business mein kya improve karna hai
  • Expert guidance
  • Detailed audit report
256-Bit SSL Encrypted 100% Confidentiality Guarantee Fast Turnaround

Funding Audit Kya Hota Hai?

Funding audit ek pre-application check hai. Isme aapke business ki wo saari cheezein jaanchi jaati hain jo ek bank, NBFC ya government scheme committee dekhti hai, taaki aapko pehle hi pata chal jaaye ki aapki file pass hogi ya reject.

Simple shabdon mein: bank aapka business nahi dekhta, bank aapki file dekhta hai. Funding audit us file ko pehle se theek karne ke liye hota hai.

Funding audit yeh hai:

  • Aapki current funding readiness ka honest assessment
  • Aapke documents aur records ki gap checking
  • Aapke business ke liye eligible schemes ki list
  • Ek clear action plan ki pehle kya theek karna hai

Funding audit yeh nahi hai:

  • Loan application nahi hai
  • Funding milne ki guarantee nahi hai
  • Koi government service nahi hai

Zyada tar businesses reject isliye nahi hote ki unka business kharab hai. Wo reject hote hain kyunki unki file adhoori hai, records mismatch karte hain, ya unhone galat scheme mein apply kar diya. Audit yahi galtiyan pehle pakad leta hai.

Funding Audit Kisko Lena Chahiye?

Naye Business

Aapne abhi business shuru kiya hai aur pata hi nahi ki aapke sector, turnover aur registration ke hisaab se kaunsi schemes available hain. Audit aapko wo list deta hai.

Growing MSMEs

Aapke paas orders hain lekin working capital kam pad raha hai. Audit batata hai ki realistic sanction limit kitni hai aur kis product ke liye apply karna chahiye.

Reject Ho Chuke Applicants

Aapki file reject ho gayi aur bank ne wajah nahi batayi. Audit us asli wajah ko pakadta hai, chahe wo CIBIL ho, documents ho ya project report.

Specific Scheme Ke Liye

Aap Mudra, CGTMSE, PMEGP ya Stand-Up India target kar rahe hain. Audit pehle confirm karta hai ki aap us scheme ke criteria par fit baithte hain ya nahi.

Funding Audit Mein Kya Kya Check Hota Hai?

Business Health

Aapka turnover pattern, banking consistency, business vintage, sector aur business structure. Bank inhi cheezon se decide karta hai ki aapko kitna loan diya ja sakta hai aur kis product ke under.

Credit Position

Sirf personal CIBIL score nahi. Business ka alag CIBIL MSME Rank (CMR) bhi hota hai, 1 se 10 tak. Zyada tar owners ko pata hi nahi hota ki unka CMR kharab hai, aur wahi file reject kara deta hai.

Document Readiness

PAN, Aadhaar, Udyam Registration, GST filings, ITR, bank statements aur business proofs. In sab mein information same honi chahiye. Naam, address ya turnover mein mismatch turant query create karta hai.

Scheme Eligibility

Aapke business ke liye kaunsi central aur state schemes actually open hain. Har scheme ke apne criteria hote hain, aur galat scheme mein apply karna waqt aur credit score dono kharab karta hai.

Gap Analysis

Sabse important hissa. Kya kya cheez aapki approval rok rahi hai, aur unhe kis order mein theek karna hai. Kuch cheezein 15 din mein theek ho jaati hain, kuch mein 3 mahine lagte hain.

Funding Audit Plans Aur Pricing

Simple Audit - ₹599

Agar aap sirf yeh jaana chahte hain ki aapka business funding ke liye ready hai ya nahi.

  • Aapke business ki basic checking
  • Funding ke liye basic audit
  • Business mein kya kami hai, uski basic information
  • Aapke liye kis type ki funding ho sakti hai
  • Simple audit report

Premium Audit - ₹6,999

Agar aap apne business ki poori funding readiness samajhna chahte hain.

  • Business ki detailed checking
  • Funding ke liye detailed audit
  • Aapke business ke liye suitable schemes aur funding options
  • Documents ki checking
  • Business mein kya improve karna hai
  • Expert guidance
  • Detailed audit report

Dono Plans Ka Comparison

Kya Milta HaiSimple Audit (₹599)Premium Audit (₹6,999)
Business ki basic checkingHaanHaan
Funding readiness assessmentBasicDetailed
Business ki kamiyanBasic overviewFull gap analysis
Suitable funding typeHaanHaan
Scheme-wise eligibility mappingNahiHaan
Documents ki checkingNahiHaan
Improvement action planNahiHaan
Expert guidanceNahiHaan
Audit reportSimple reportDetailed report

Kaunsa lein? Agar aap pehli baar funding ke baare mein soch rahe hain, Simple Audit se shuru kijiye. Agar aap seriously 3 se 6 mahine mein apply karne wale hain, ya pehle reject ho chuke hain, Premium Audit lijiye kyunki usme document checking aur action plan dono milta hai.

Funding Audit Ka Process Kaise Chalta Hai?

Step 1: Details Bhejiye

Aap apne business ki basic information aur available documents share karte hain. Koi original document jama nahi karna hota, sirf copies chahiye hoti hain.

Step 2: Expert Review

Hamara Audit Expert aapke business records, credit position aur documents ko check karta hai, aur available schemes ke criteria se match karta hai.

Step 3: Gap Identification

Jo bhi kamiyan milti hain unhe list kiya jaata hai, priority ke saath. Kya turant theek ho sakta hai aur kya time lega, dono clear hota hai.

Step 4: Report Delivery

Aapko likhit report 2 se 3 working days mein milti hai, jisme aapki current position, eligible schemes aur next steps hote hain. Premium Audit mein Audit Expert ki guidance bhi shaamil hai.

Audit Report Mein Kya Milta Hai?

  • Aapki current funding readiness ka status
  • Credit position ka summary, personal aur business dono
  • Documents ki checklist, kya complete hai aur kya missing hai
  • Eligible government schemes ki list aapke business ke hisaab se
  • Rejection risk points, matlab kya cheez aapko reject kara sakti hai
  • Action plan, kis order mein kya theek karna hai

Funding Applications Reject Kyun Hoti Hain?

Yeh samajhna zaroori hai, kyunki zyada tar rejections avoidable hote hain.

  • Documents adhoore ya mismatch. PAN, GST, Udyam aur bank records mein alag alag information. Yeh sabse common wajah hai.
  • Kam CIBIL score. Promoter ka score 700 se neeche ho toh file pehli screening mein hi ruk jaati hai.
  • Kharab CIBIL MSME Rank. Business ka apna rank 1 se 10 tak hota hai. Rank 1 se 4 tak comfortable maana jaata hai. Owner ka personal score acha hone ke baawajood kharab CMR file reject kara sakta hai.
  • Generic project report. Template se copy kiye numbers credit officer turant pehchaan leta hai. Projections bank statements se match nahi karein toh credibility khatam.
  • Galat scheme mein apply. Har scheme ke apne criteria hain. Eligible na hote hue apply karna sirf time aur credit enquiries waste karta hai.
  • Mixed accounts. Business ka paisa personal savings account mein aata ho toh turnover verify hi nahi ho paata, aur assessed eligibility kam ho jaati hai.

Har rejection aapki credit report par ek hard enquiry chhod jaata hai. Kam samay mein kai rejections score aur girate hain. Isiliye pehle audit, phir application.

Funding Audit FAQs

Funding audit ek independent check hai jisme aapke business ki funding readiness, documents, credit position aur scheme eligibility jaanchi jaati hai. Iska maqsad hai ki apply karne se pehle aapko pata ho ki aap kahan khade hain.

Aapko pata chal jaata hai ki kaunsi funding aapko mil sakti hai, kya cheez aapki approval rok rahi hai, aur kis order mein use theek karna hai. Isse galat jagah apply karke reject hone ka nuksan bachta hai.

Nahi. Funding audit ek assessment aur guidance service hai, funding ki guarantee nahi. Final approval hamesha bank, NBFC ya scheme committee ke paas hoti hai, unke apne criteria par.

Simple Audit basic readiness check aur simple report deta hai. Premium Audit mein detailed checking, documents ki verification, scheme-wise eligibility mapping, improvement plan, expert guidance aur detailed report shaamil hai.

Aam taur par audit report 2 se 3 working days mein mil jaati hai. Simple Audit jaldi complete ho jaata hai, aur Premium Audit mein documents ki detailed checking hoti hai isliye thoda zyada time lagta hai.

Aam taur par PAN, Aadhaar, business registration ya Udyam certificate, bank statements, GST details agar applicable ho, aur ITR. Original documents jama nahi karne hote.

Haan. Saari information confidential rakhi jaati hai aur sirf audit ke liye use hoti hai. Data transmission encrypted hai.

Bilkul. Aise cases mein audit sabse zyada useful hota hai, kyunki bank aksar rejection ki asli wajah nahi batata. Audit us wajah ko identify karta hai taaki agli application mazboot ho.

DPIIT recognition aur SISFS jaisi kai government applications free hain. Hamari fees consultation aur audit service ke liye hai, government application submit karne ke liye nahi.

Nahi. StartupFlora ek private consultancy service provider hai. Hum kisi bhi Government ya Non-Government Agency, Institution, Organisation ya Department se associated nahi hain.

Apna Funding Audit Aaj Shuru Kijiye

Funding milna zyada tar preparation ka khel hai, luck ka nahi. Jin businesses ki file saaf hoti hai, records consistent hote hain aur demand clear hoti hai, unhi ki applications pass hoti hain.

Apply karne se pehle apni position jaan lijiye.

Koi sawaal hai? StartupFlora team se baat kijiye

Disclaimer: StartupFlora ek consultancy service provider hai jo startup consultation mein specialise karta hai. Hum kisi bhi Government ya Non-Government Agency, Institution, Organisation ya Department se associated nahi hain. Service payments ke liye kripya sabhi transactions seedhe hamare official company account mein hi karein.